Mountain Lodge - an aparthotel complex in the town of Bansko ! SPA centre! Surrounded by three mountain ranges! 

Mountain Lodge is an aparthotel complex is situated in the town of Bansko which is the fastest growing winter resort in Bulgaria . Mountain Lodge is directly opposite the new Ian Woosnam designed Golf Course. The complex consists of 101 apartments. Mountain Lodge is located in breathtaking scenery surrounded by three mountain ranges. The complex is situated where the ski season is the longest of all Bulgarian ski resorts (December - May).

Disposition: Open plan living room /about 35 sq.m/ with a dining area and a kitchen box, a self-contained bedroom /about 22 sq.m/, a bathroom with WC /about 5 sq.m/, a balcony /17,35 sq.m/

Finishing works

Bedroom: floors - laminated parquet, walls and ceiling - latex;

Sitting room: floors - laminated parquet, walls and ceiling - latex;

Bathroom and WC: fully equipped, floors - terracotta, walls - faience, ceiling - latex;

Kitchen: floors - terracotta, walls and ceiling - latex;

Entrance hall: floors - terracotta, walls and ceiling - latex;

Common parts: floors - terracotta, walls and ceiling - latex;

Balcony: floors - terracotta;

Heating: heating system

Accents

• Mountain view ;
• Close to a golf course;
• SPA centre;
• Option of a real fireplace - in each 1BR and 2BRs apartments;
• Children's playroom;
• Indoor heated swimming pool

Why you trust us...

When organizing your trip to Bulgaria to view or purchase property it is very important that your trip is free from any troubles so you can focus on the main reason for your trip - to choose the right property. We, at  Mirela Real Estate agency will be more than happy to organize your viewing trip to Bulgaria.

Before you come to Bulgaria we can organize or recommend a number of hotels providing accommodation.

On arrival you will be greeted by a friendly and highly trained representative.

Afterwards we will arrange for you the viewing of properties you may be interested in at any time convenient to you. At that time you will be accompanied by an experienced and qualified employee of ours to provide consultancy, interpretation and assistance when required.

Mortgage Loan possibilities...

You can rely on a Mortgage Loan from a Bulgarian bank that will finance your purchase, even if your income originates from another country. Mirela Real Estate agency has a partnership with leading Bulgarian Banks based on a licensed contract, by the force of which we represent them, a sign of respect and trust. Our credit specialists offer consulting services to our foreign clients and this service is free.

Here are the main characteristics of a standard mortgage loan in Bulgaria are, as stated by two of the leading banks in the country - United Bulgarian Band and First Investment Bank.

UBB - United Bulgarian Bank

The client segments are the citizens of the European Union, USA and Canada. The minimum amount of the credit is Eur 7500, the maximum is Eur 250 000 for a period of up to 20 years. A person must be at least 23 years old to be considered eligible and the age plus the loan period shouldn't exceed 65 years. For the first year the interest rate is 1.5% or 5.9% for the first 3 years. There is a standard interest rate for the rest of the loan period which is 6.5%. The bank has an application fee of BGN 20 and an administration fee of 0.5%. The prepayment fee is 5%.

First Investment bank

Every able local or foreign citizen is considered an eligible borrower. However, if the acquired property is a plot, a local citizen should acquire a property. There are no limits concerning the maximum loan amount. The maximum term is 240 months with a loan purpose - acquisition of a real estate.

There is an option of a period when the borrower pays only interest which may be up to 12, 24 or 36 months. After it equal monthly installments during the loan term are paid. In case of overdue payments the bank charges a penalty interest rate. The application fee is Eur 50 and the management fee is 2%. You can read more on the fees and charges on their website. The applicant's income should be 1.50 times the monthly installments. The minimum income that should remain per member of the household is 500 Eur for adults and 250 Eur for children.

The term for approving the application is usually up to 2 days.

Finishing and furnishing...

For owners of properties in Bulgaria, interested in renting their premises or for those who want to feel their property like a real home we can take up organization and control or full completion of construction or repair works. Mirela Real Estate Agency is in partnership with companies that offer complete line of furnishing services including ready set furniture packages that meet the requirements of the rental management companies. If you prefer our partners can help you design an ideal interior to suit your taste and style, and completely furnish the property  so that  everything is ready for you.

Construction type: Brick

Stage of construction: foundation level

Completion date: 12.2009

Heating: Central heating

Exposure: East, North

Number of bathrooms: 1

Balconies: 1

• New development
• Elevator
• Security

See the project

The basics of immigrating to Bulgaria, obtaining residence or a work permit

Visiting Bulgaria

To travel to Bulgaria for a holiday or a brief sojourn around some hot property projects for example you don't necessarily have to have any particular visa type. It basically depends on the country you herald from and the validity of your passport.  Again, depending on your home country you can remain for either 30 or 90 days in a six month period.

If you're from Andorra, Argentina, Australia, Austria, Belgium, Brazil, Canada, Chile, Costa Rica, Croatia, Cyprus, Czech Republic, Denmark, El Salvador, Estonia, Finland, France, Germany, Greece, Guatemala, Honduras, Hungary, Iceland, Ireland, Italy, Japan, Latvia, Liechtenstein, Lithuania, Luxembourg, Malaysia, Malta, Mexico, Monaco, Netherlands, New Zealand, Nicaragua, Norway, Panama, Poland, Portugal, Republic of Korea, San Marino, Slovak Republic, Slovenia, Spain, Sweden, Switzerland, UK (British Citizen Passport Holders only), USA, Uruguay, the Vatican, Venezuela, SAR - China (Hong Kong, Makao) you can visit Bulgaria for up to 90 days in any one six month period if you have a passport that’s valid for the entire duration of your visit.

If you're from Israel, Macedonia  Romania, Serbia you can travel to Bulgaria and remain for up to 30 days in any one six month period.  You must have a passport valid for the duration of your intended stay.

If you come from any other country you should apply to the Bulgarian consulate or embassy in your country or nearest to your country. Read further information about visas for Bulgaria.

Staying in Bulgaria

If you want to stay on in Bulgaria past your visitor visa duration then the first step is to apply for a long stay visa known as "Type D" from the Bulgarian embassy in your originating country.  The cost of this varies depending on where you come from with example costs USD25 for US citizens and GBP44 for UK citizens.  You can either download the forms you need to fill in or ask the embassy to post them to you.  Here are the websites of the Bulgarian embassies in UK and the US respectively:
http://www.bulgarianembassy.org.uk/
http://www.bulgaria-embassy.org/

You must complete the form and send it off together with two photographs, a reason for your application, proof that you can support yourself financially and that you have accommodation when you arrive in Bulgaria.  When you get your type D back this will allow you to travel to Bulgaria and remain for up to six months; once you arrive you can't actually leave for three months, and this is the first stepping stone for anyone thinking of immigrating to Bulgaria or getting more permanent residence status.

Residence Permits

With your Type D visa safely in hand you can now apply to the Bulgarian Ministry of Internal Affairs for residency. You can either apply for temporary residence for up to one year or permanent residence.  For the former you have to have proof that you can financially support yourself, you must be making regular contributions to the social security system and have both a place to live and complete and private medical insurance. 

You may then be given permission to remain in Bulgaria for up to one year if you have both a work permit and a guaranteed full time contract or you have a company in Bulgaria that employs at least ten local people.  Alternatively this permission can be granted if you're about to start studying in the country or are married either to a citizen of the country or another foreigner who has permanent residence already, alternatively if you're the parents of such a person and you are independently financially secure you may be granted permission.  If you're a retired person and financially secure you can be granted a one year residency permit, if you have to have hospital treatment in Bulgaria and can afford to pay for it or if you’re coming to be self employed and the Ministry of Labour have granted you permission.

Getting permanent residency in Bulgaria is another story altogether!  You may be granted permission to remain in the country indefinitely if you're married to a Bulgarian and have already lived in the country for two years.  Alternatively if you've been applying year in year out for your one year residency and this has been going on now for five years then you can apply to remain full time.  If you're originally of Bulgarian descent or a child of a Bulgarian or foreign citizen who already has permanent residence then you may be granted an indefinite stay.

Work Permits

If you want to work for a living in Bulgaria you have to have a work permit in addition to your Type D visa or residence permit and this cannot be granted if you're in Bulgaria, you have to get it before you go to the country, and again, you can get it from the Bulgarian embassy in your originating country.