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We recommend
Offer No. 56043
/ Last editing : 19.11.2008
For sale House/ Cottage
Location:
Burgas Region, village of Kosharica
Reference points: Between Sunny Beach resort and the village of Kosharitsa!
Total size 160 sq.m.
Built-up area 71 sq.m.
Yard area 500 sq.m.
Floor 3
Bedrooms: 3
Price: € 65 100
₤ 52 189 / USD 102 262
Price sq.m.: ₤ 326.18 / USD 639.14 / € 406.88
POSSIBILITIES
- Submit your offer
- Client's Guide
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CLIENT'S GUIDE
We have been working for 17 years owing to you and with care for you - our dear ...We justify Your trust, as being true to our main principles of professionalism and honesty.
FREQUENTLY ASKED QUESTIONSThings about buying property in Bulgaria you always wanted to know but had noone to ask. Simple answers to all major questions about the buying process.
Mirela's seminars - image and success!In short - by participating at the lecture trainings, Mirela's employees acquire the rules of inner organization and work with clients in a new way that is the 'successful concept ...
Where is it possible to buy a property on your credit card? Bulgaria, of course!Two more reasons for Bulgaria's success in attracting property investors and second-home buyers in the recent yeears
more newsThree storey villa some 2 km from Sunny Beach resort!
The villa is located in close proximity to the road that connects Sunny Beach resort and the village of Kosharitsa.
Accents
- Panorama view on Sunny Beach resort and the town of Nesebar;
- Tranquil area;
- OWn garden
By the moment the house has a completed rough work. Plot size of 500 sq.m. The development comprises a ground floor /71 sq.m/, first floor /38.27 sq.m/, a balcony /about 40 sq.m/, second floor /51 sq.m/
A project for a detailed finishing of the house has been worked out. According to it there wiil be a swimming pool, mini SPA cenetr, 6 bedroom, 6 bathrooms and BBQ.
Announced price is for this level of construction and does not include finishing and other construction activities.
Why you trust us...
When organizing your trip to Bulgaria to view or purchase property it is very important that your trip is free from any troubles so you can focus on the main reason for your trip - to choose the right property. We, at Mirela Real Estate agency will be more than happy to organize your viewing trip to Bulgaria.
Before you come to Bulgaria we can organize or recommend a number of hotels providing accommodation.
On arrival you will be greeted by a friendly and highly trained representative.
Afterwards we will arrange for you the viewing of properties you may be interested in at any time convenient to you. At that time you will be accompanied by an experienced and qualified employee of ours to provide consultancy, interpretation and assistance when required.
Mortgage Loan possibilities...
You can rely on a Mortgage Loan from a Bulgarian bank that will finance your purchase, even if your income originates from another country. Mirela Real Estate agency has a partnership with leading Bulgarian Banks based on a licensed contract, by the force of which we represent them, a sign of respect and trust. Our credit specialists offer consulting services to our foreign clients and this service is free.
Here are the main characteristics of a standard mortgage loan in Bulgaria are, as stated by two of the leading banks in the country - United Bulgarian Band and First Investment Bank.
UBB - United Bulgarian Bank
The client segments are the citizens of the European Union, USA and Canada. The minimum amount of the credit is Eur 7500, the maximum is Eur 250 000 for a period of up to 20 years. A person must be at least 23 years old to be considered eligible and the age plus the loan period shouldn't exceed 65 years. For the first year the interest rate is 1.5% or 5.9% for the first 3 years. There is a standard interest rate for the rest of the loan period which is 6.5%. The bank has an application fee of BGN 20 and an administration fee of 0.5%. The prepayment fee is 5%.
First Investment bank
Every able local or foreign citizen is considered an eligible borrower. However, if the acquired property is a plot, a local citizen should acquire a property. There are no limits concerning the maximum loan amount. The maximum term is 240 months with a loan purpose - acquisition of a real estate.
There is an option of a period when the borrower pays only interest which may be up to 12, 24 or 36 months. After it equal monthly installments during the loan term are paid. In case of overdue payments the bank charges a penalty interest rate. The application fee is Eur 50 and the management fee is 2%. You can read more on the fees and charges on their website. The applicant's income should be 1.50 times the monthly installments. The minimum income that should remain per member of the household is 500 Eur for adults and 250 Eur for children.
The term for approving the application is usually up to 2 days.
Finishing and furnishing...
For owners of properties in Bulgaria, interested in renting their premises or for those who want to feel their property like a real home we can take up organization and control or full completion of construction or repair works. Mirela Real Estate Agency is in partnership with companies that offer complete line of furnishing services including ready set furniture packages that meet the requirements of the rental management companies. If you prefer our partners can help you design an ideal interior to suit your taste and style, and completely furnish the property so that everything is ready for you.
Construction type: Brick
Stage of construction: rough construction completed
Exposure: East, West
Number of bathrooms: 2
Balconies: 2
Agent's valuation of the offer Good!
Contacts
Company:MIRELA LTD
Office: Graf Ignatiev Office - Sofia city
Agent:Metody Dunkov - agent
Telephone: +359 2 9899575; Mobile +359 885397820
See all the offers of Metody DunkovReal Estate Acquisition through Foreign Natural Persons and Legal Entities after 01.01.2007
According to the Bulgarian commitments in the procedure of the European integration, in article 22 of the Constitution, changes are done aiming Bulgarian legislation to harmonize with the law of the European Union. According to these changes the foreigners and the foreign legal entities can earn right to possess a land after the following cases:
- according to the conditions and the deadlines of the Contract for joining the Bulgarian Republic to the European Union
- in the force of an international covenant, signed out promulgated as well, for the Bulgarian Republic
- by succession of law
I. The law framework for gaining the ground is arranged in Application VI, part 3, section 1 "Free capitals movement". According to this application, the foreign countries citizen-members of EU or countries Members of the Agreement on European Economic Space /AEES/ and foreign legal entities, established in accord with the laws to other country-member or to country of AEES, sojourn legally in Bulgaria from 01.01.2007, can gain a possession on land for second housing in Bulgaria, at the rules for getting ground that refer to the bulgarian citizens.
Legal definition on what second home means is given in the Bill for change and a follow-up of Law for the possession: That is the home, the EU member differently posses from the underlying at some state.
According to the average, all limits are canceled for EU citizens as well AEES sojourn permanent in Bulgaria. The definition for the permanently resident foreigners on the other hand is given in the last accepted regulation for entering, the sojourn and the departure to Bulgaria of the EU citizens and the members of their families /Official gazette, No.80, 03.10.2006/.
For the same citizens or legal persons non-sojourn in Bulgaria, the limitations for getting a ground for second home are entered, and they are still restricted by that right. The deadline for this restraint though is in for 5 years, i.e. till 2012.
On getting agrarian land and forests, Application VI, part 3, section 2, enters 7 years-restrictive period in which the EU citizens and the legal entities, established in EU, can not aqcuire such property. That does not though refer to "single-handed busy agrarian makers that are citizens of another country-member that want to be showed as well legally sojourn in Bulgaria".
Bulgaria has right, to do broad look - over in the terms, mentioned hereinbefore, to those impermanent amounts in the third year from the date of affiliation, i.e. 2010. For this prey the commission envisages report before the Council. The Council can by as voting unanimously upon proposal of the Committee, to decide to hack or end the impermanent period, respectively from 5 and 7 years.
In relation to these changes, thereupon at the moment are prepared Changes in the law on the forests as well, The law for the secured territories, the Law for the possession and using the agricultural grounds and the Law for recovering the possession on the forests and the grounds from the forest fund.
II. The question for getting land from foreign citizens and foreign legal entities, established according to the averages, of country that is not an EU or AEES member, is involved in the second guess of Article 22 of the Constitution.
Such persons can earn a possession on ground of the force to international treaty, signed out promulgated, and with taken effect in Republic of Bulgaria. This regulation had taken effect from 01.01.2007 and there is not a guess for additional Change to some deadline.
III. In the old Article 22, a task was entered for the foreigners that gained grounds over a heirloom, to estrange them in 3-years limit for succession. This text is no longer available, but the regulation still existed in Article 29, paragraph 2, from Law for the possession.The restriction is envisioned in this case to be canceled with the new changes in Law for the possession and remain only for the getting upon inheritance on agrarian lands and forests.

