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Offer No. 44534
/ Last editing : 19.12.2008
For sale Studio/ Open plan apartment/ Holiday apartment
Location:
Sofia Region, village of Govedarci
Apartment: 17
Floor 3 from 3
Total size 38 sq.m. (actual size + common parts)
Built-up area 31.44 sq.m.
Bedrooms: 1
Distance to airport: 65 km
Price: € 35 530
₤ 32 129 / USD 47 870
Price sq.m.: ₤ 845.51 / USD 1 259.73 / € 935.00
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- Submit your offer
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CLIENT'S GUIDE
We have been working for 17 years owing to you and with care for you - our dear ...We justify Your trust, as being true to our main principles of professionalism and honesty.
FREQUENTLY ASKED QUESTIONSThings about buying property in Bulgaria you always wanted to know but had noone to ask. Simple answers to all major questions about the buying process.
Mirela's seminars - image and success!In short - by participating at the lecture trainings, Mirela's employees acquire the rules of inner organization and work with clients in a new way that is the 'successful concept ...
Where is it possible to buy a property on your credit card? Bulgaria, of course!Two more reasons for Bulgaria's success in attracting property investors and second-home buyers in the recent yeears
more newsEvergreen Village - excellence and comfort in the foot of Rila National Park!
Evergreen Village will be first class and closed type complex. It will be constructed over a plot of 2866 sq.m. and will consist of a three-storey buildign with an underground floor. There will be 26 apartments and studios and 6 villas. The roof will be with red roof-tiles and the facade will be with stone and wood. There will be a spaceous garden, unique for the Bulgarian mountain resorts.
Disposition: Open-plan living room with a kitchenette, bathroom with WC, a balcony.
Furniture: Totally furnished bathroom. There is a possibility for an individual furniture against extra payment.
Exposition: West.
Floors and walls
Living room
- Floors - laminated parquet;
- Walls and ceilings - latex painted
Bedrooms
- Floors - laminated parquet;
- Walls and ceilings - latex painted
Kitchenette
- Floors - granite tiles;
- Upper and lower cupboards, sink, hot-plates and cranes;
- Option for a fridge, a cooker and an absorber
Bathrooms
- Fully equiped bathroom, el. boiler;
- Free hair-drier in each bathroom
Bathroom and WC: One, together.
Balconies: One, in front of the living room.
Garage: There is a possibility to buy a parking lot at a price of EUR 4000.
The listed price is VAT excluded!
All properties are for sale with no commission from the buyer!
Agency charges EUR 400 for attendance at the transaction. /VAT not included/
Payment scheme
Reservation fee of EUR 1000.
Type 1
- 30% - upon signing the preliminary contract /15-20 days after the signing of the preliminary contract/;
- 35% - untill December;
- 30% - untill April;
- 5% - upon notary transaction
Type 2 /5% discount/
- 95% - upon signing the preliminary contract;
- 5% - upon notary transaction
accents
- Guaranteed income from the rent;
- Year-round access;
- Wonderful area and impressive ecologically clean nature;
- Strong economical growth;
- Various extras
Why you trust us...
When organizing your trip to Bulgaria to view or purchase property it is very important that your trip is free from any troubles so you can focus on the main reason for your trip - to choose the right property. We, at Mirela Real Estate agency will be more than happy to organize your viewing trip to Bulgaria.
Before you come to Bulgaria we can organize or recommend a number of hotels providing accommodation.
On arrival you will be greeted by a friendly and highly trained representative.
Afterwards we will arrange for you the viewing of properties you may be interested in at any time convenient to you. At that time you will be accompanied by an experienced and qualified employee of ours to provide consultancy, interpretation and assistance when required.
Mortgage Loan possibilities...
You can rely on a Mortgage Loan from a Bulgarian bank that will finance your purchase, even if your income originates from another country. Mirela Real Estate agency has a partnership with leading Bulgarian Banks based on a licensed contract, by the force of which we represent them, a sign of respect and trust. Our credit specialists offer consulting services to our foreign clients and this service is free.
Here are the main characteristics of a standard mortgage loan in Bulgaria are, as stated by two of the leading banks in the country - United Bulgarian Band and First Investment Bank.
UBB - United Bulgarian Bank
The client segments are the citizens of the European Union, USA and Canada. The minimum amount of the credit is Eur 7500, the maximum is Eur 250 000 for a period of up to 20 years. A person must be at least 23 years old to be considered eligible and the age plus the loan period shouldn't exceed 65 years. For the first year the interest rate is 1.5% or 5.9% for the first 3 years. There is a standard interest rate for the rest of the loan period which is 6.5%. The bank has an application fee of BGN 20 and an administration fee of 0.5%. The prepayment fee is 5%.
First Investment bank
Every able local or foreign citizen is considered an eligible borrower. However, if the acquired property is a plot, a local citizen should acquire a property. There are no limits concerning the maximum loan amount. The maximum term is 240 months with a loan purpose - acquisition of a real estate.
There is an option of a period when the borrower pays only interest which may be up to 12, 24 or 36 months. After it equal monthly installments during the loan term are paid. In case of overdue payments the bank charges a penalty interest rate. The application fee is Eur 50 and the management fee is 2%. You can read more on the fees and charges on their website. The applicant's income should be 1.50 times the monthly installments. The minimum income that should remain per member of the household is 500 Eur for adults and 250 Eur for children.
The term for approving the application is usually up to 2 days.
Finishing and furnishing...
For owners of properties in Bulgaria, interested in renting their premises or for those who want to feel their property like a real home we can take up organization and control or full completion of construction or repair works. Mirela Real Estate Agency is in partnership with companies that offer complete line of furnishing services including ready set furniture packages that meet the requirements of the rental management companies. If you prefer our partners can help you design an ideal interior to suit your taste and style, and completely furnish the property so that everything is ready for you.
Construction type: Brick
Stage of construction: the building is basically completed
Completion date: 11.2008
Heating: Electricity heating
Exposure: West
Number of bathrooms: 1
Balconies: 1
Joinery: PVC
- New development
- Mortgage
- Security
Agent's valuation of the offer Excellent!
See the project
Contacts
Company:MIRELA LTD
Office: Lulin office - Sofia city
Agent:Olya Vassileva - Office Manager
Telephone: +359 2 8253030; Mobile + 359 885775028
See all the offers of Olya VassilevaAgent:Teodora Todorova - property administrator
Telephone: +359 2 8254747; Mobile +359 885933111
See all the offers of Teodora TodorovaYou can request a viewing, ask a question or make a comment HERE:
Construction in Bulgaria - Key Procedures
Procedure 1. Preparation and approval of draft architectural project
Procedure 1. Preparation and approval of draft architectural project
Authority:
The chief architect of the municipality;
The district governor if the project includes more than one municipality;
The minister of Regional development and Public works if the project includes more than one district or is of national significance.
Required documents and procedure:
1. Application form;
2. Document proving the property or the construction right;
3. Design visa
Fees: Article 7 and 9 from the Local Fees Act and art. 1 (1) from the State taxes Act
Timeframe: 1 month (14 days)
Legal framework: Law on Spatial Planning
Procedure 2. Coordination of technical or working investment project
Authority:
The chief architect of the municipality;
The district governor if the project includes more than one municipality;
The minister of Regional development and Public works if the project includes more than one district or is of national significance
Required documents and procedure:
1. Application form;
2. Document proving the property;
3. Design visa;
4. Three copies of the investment project;
5. Environment influence impact assessment;
(Art. 144 Law on Spatial Planning)
Fees: Article 7 and 9 from the Local Fees Act and art. 1 (1) from the State taxes Act
Timeframe: 1 month (14 days)
Legal framework: Law on Spatial Planning
Procedure 3. Approval of investment project
Authority:
The chief architect of the municipality;
The district governor if the project includes more than one municipality;
The minister of the regional development and the public utilities if the project includes more than one district or is of national significance
Required documents and procedure:
1. Application form;
2. Document proving the property;
3. Design visa;
4. Three copies form the investment project;
5. Environment influence impact assessment;
(Art. 144 Law on spatial planning)
Fees: Article 7 and 9 from the Local Fees Act and art. 1 (1) from the State taxes Act
Timeframe: 1 month (5 days)
Legal framework: Law on Spatial Planning
Procedure 4. Design Visa
Authority:
The chief architect of the municipality
Required documents and procedure:
1.application form
2.documents for ownership title
3.documents certifying the right to build
4.documents for limited property rights
5.other documents
Fees: Article 9 from the Local Taxes and Fessa Act.
The Municipality Council specifies the taxes for issuing design visas for each municipality.
Timeframe: 14 days (5 days)
Legal framework: Law on spatial planning
Procedure 5. Construction permit
Authority:
The chief architect of the municipality;
In cases of towns with district division - decision of the municipal council - by the chief architect of the district.
Required documents and procedure:
In the cases when approval of the investment design is not required, a permission for construction is issued only on the basis of an application for permission presented to the chief architect and a document of ownership, established construction right or right to build on other's property by force of a special law.
If approval of the investment project is required it must be enclosed with the written application.
Fees: Tariff No. 14 for the fees gathered by the Ministry of Regional development and Public works
Timeframe: 7 days
Legal framework: Law on spatial planning
Procedure 6. Assessment of the need of Environmental influence impact assessment
Authority:
The Minister of Environment and Water
The Director of the Regional Environment and Water Inspectorate
Required documents and procedure:
1. The documents required according to Annex 2 of the Ordinance for the Environmental influence impact
estimation;
2. Documents proving that the investment proposition is connected with the national security, if such
connection exists;
3. Document for paid fee;
Fees: BGN 70
Timeframe: 1 month (5 days)
Legal framework: Environmental protection Act.
Procedure 7. Environmental influence impact assessment
Authority:
The Minister of the environment and water
The Director of the Regional environment and water inspectorate
Required documents and procedure:
Documents listed in Ordinance for the Environmental influence impact estimation
Fees:
1. BGN 1,500 for investment projects included in Annex 1 of the Environmental protection Act
2. BGN 700 for investment projects included in Annex 2 of the Environmental protection Act
Timeframe: Approximately 6 months (About 48 days)
Legal framework: Environmental protection Act
Procedure 8. Transformation of the legal status of the land from agricultural to industrial
The change of the designation of the agricultural lands is admitted only as an exception, for proven needs and under the conditions determined by the Preservation of agricultural lands Act.
Authority:
Altering the designation of agricultural lands for purposes other than agricultural shall be permitted depending on the productive qualities and the purposes of the change by:
1. Commissions to the regional directorates "Agriculture and forests" - when the requested area is up to 5 ha and the land is located in the land areas of the settlements on the territory of the respective region;
2. The Commission for the farm lands - in the remaining cases.
Required documents and procedure:
During the procedures for change of the designation of agricultural lands, they shall be categorized in 10 categories according to the productive capacities of the soil and climatic conditions, the relief and technological qualities of the land, its fitness for production of different kinds of vegetal production, and the imposed restrictions of land usage, under conditions and by an order, determined by an ordinance, issued by the Council of Ministers.
Preliminary steps and documents:
1. Act for categorization of agricultural lands at the change of their designation issued in order to The Ordinance for categorization of the agricultural lands at the change of their designation.
2. Determined necessary platform or track with a project for detailed development plan and a positive
decision for environmental impact assessment, issued by the order of the Environmental protection Act.
3. Approved detailed development plan according to article 129 of the Law on Spatial planning.
4. Ownership title on the land.
In the presence of an approved detailed development plan the owner of the land or the investor of the site
shall propose a change of the designation of the necessary agricultural land for purposes other than
agricultural. The commissions shall within 14 days from filing the proposal take decision for change of the
designation of the agricultural lands. Along with the proposal the applicant must file 2 copies of the approved detailed development plan.
Copy of the decision for change of the designation of farm lands for purposes other than agricultural shall be sent within 7 days from its enactment by the respective commission to the cadastre office at the location of the real estate for entry into the cadastre.
Fees: For change of the purpose of agricultural land shall be paid state fee determined by a tariff of the Council of Ministers. The fee shall be paid by the owner of the agricultural land who has required the change of its purpose or by the investor of the site for state or municipal needs.
Timeframe: 14 days for the competent commission to take decision
Legal framework: Preservation of agricultural lands Act.
Procedure 9. Certificate for the compliance with the fire safety rules
Authority:
Director of the National Directorate "Fire and Accident Safety"
Required documents and procedure:
1. Written request to the Director of the National Directorate "Fire and Accident Safety"
2. Construction, technical and technological documentation
3. Presence of specialists and experts when it is necessary for the certificate examinations
4. Receipt for paid state tax
5. Other requested documents when necessary
The authorities at the National Directorate "Fire and Accident Safety" shall examine the site for compliance with the rules for fire safety within 1 month from the date of the written request. They shall make a record of the results of the examination, on the basis of which it will be decided whether the site complies with the fire safety rules. The certificate shall be valid for 3 years.
Fees: Tariff No. 4 for the fees, gathered by the Ministry of Interior
Timeframe: 1 month (14 days)
Legal framework: Ordinance No. I-117 issued 15.05.2003 for state fire prevention control, fire extinguishing and rescue activity
Procedure 10. Preparation of the project
Required documents and procedure:
1. Design Visa
2. Signing a preliminary contract for connecting to the electricity distribution network with NEK (National
Electric Company)
3. Signing a preliminary contract for connecting to the water and sewage network with VIK (Water and Sewage Company)
4. Permit issued by HEI (Institute for Hygiene and Epidemics)
5. Preparation of a geodetic map
6. Preparation of a geodetic survey
7. Preparation of an architectural map
8. Preparation of draft architectural project. Approval by the corresponding authorities
9. Preparation of working architectural project. Approval by the corresponding authorities
10. Preparation of installation projects
11. Coordination of the project with HEI
12. Coordination of the project with the local authorities for fire and accident safety
13. Application of the project in the municipality
14. Examination of the project by the Expert Council for the spatial planning
15. Approval of the engineering projects
16. Contract conclusion by independent construction supervision
17. Construction permit issue
18. Construction line report issue
Fees: N/A

